{"id":2945,"date":"2014-07-22T14:39:05","date_gmt":"2014-07-22T13:39:05","guid":{"rendered":"http:\/\/www.gpsj.co.uk\/?p=2945"},"modified":"2014-07-22T14:39:05","modified_gmt":"2014-07-22T13:39:05","slug":"charity-borrowing-on-the-increase-suggesting-sectors-confidence-is-growing","status":"publish","type":"post","link":"https:\/\/www.gpsj.co.uk\/?p=2945","title":{"rendered":"Charity borrowing on the increase, suggesting sector\u2019s confidence is growing"},"content":{"rendered":"<div id=\"attachment_2946\" style=\"width: 210px\" class=\"wp-caption alignleft\"><a href=\"http:\/\/www.gpsj.co.uk\/wp-content\/uploads\/2014\/07\/Patrick-Crawford-CEO-Charity-Bank-low-res.jpg\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-2946\" class=\"size-medium wp-image-2946\" alt=\"Patrick Crawford, CEO, Charity Bank \" src=\"http:\/\/www.gpsj.co.uk\/wp-content\/uploads\/2014\/07\/Patrick-Crawford-CEO-Charity-Bank-low-res-200x300.jpg\" width=\"200\" height=\"300\" srcset=\"https:\/\/www.gpsj.co.uk\/wp-content\/uploads\/2014\/07\/Patrick-Crawford-CEO-Charity-Bank-low-res-200x300.jpg 200w, https:\/\/www.gpsj.co.uk\/wp-content\/uploads\/2014\/07\/Patrick-Crawford-CEO-Charity-Bank-low-res-682x1024.jpg 682w, https:\/\/www.gpsj.co.uk\/wp-content\/uploads\/2014\/07\/Patrick-Crawford-CEO-Charity-Bank-low-res-100x150.jpg 100w, https:\/\/www.gpsj.co.uk\/wp-content\/uploads\/2014\/07\/Patrick-Crawford-CEO-Charity-Bank-low-res-400x599.jpg 400w, https:\/\/www.gpsj.co.uk\/wp-content\/uploads\/2014\/07\/Patrick-Crawford-CEO-Charity-Bank-low-res.jpg 1575w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/a><p id=\"caption-attachment-2946\" class=\"wp-caption-text\">Patrick Crawford, CEO, Charity Bank<\/p><\/div>\n<p>The value of loans approved by Charity Bank for charities and other social sector organisations almost doubled in the first half of 2014 compared to the same period last year.<\/p>\n<p>Over the first six months of this year, Charity Bank approved loans worth \u00a311 million compared to \u00a36 million in the first half of 2013, an increase of 83%. During the same period in 2012, the Bank approved \u00a35 million in loans.<\/p>\n<p>Patrick Crawford, Chief Executive of Charity Bank, says, \u201cOur experience is that charities and other social sector organisations are starting to regain confidence about the economy, and becoming more ready to borrow in order to grow their activities where it is prudent to do so.<\/p>\n<p>\u201cSocial sector organisations can benefit if they diversify their sources of revenue and embrace mixed funding, including borrowing. By doing so they can strengthen their organisations, grow their revenues, unlock other funds and expand their impacts.<\/p>\n<p>\u201cThe increase in demand for our loans has also been prompted by the effect of cuts in public sector spending on the social sector, compounded by the lack of finance for smaller charities from large commercial banks.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"<p id=\"caption-attachment-2946\" class=\"wp-caption-text\">Patrick Crawford, CEO, Charity Bank<\/p>\n<p>The value of loans approved by Charity Bank for charities and other social sector organisations almost doubled in the first half of 2014 compared to the same period last year.<\/p>\n<p>Over the first six months of this year, Charity Bank approved loans worth \u00a311 million compared to \u00a36 <\/p>\n<p>Continue reading <a href=\"https:\/\/www.gpsj.co.uk\/?p=2945\">Charity borrowing on the increase, suggesting sector\u2019s confidence is growing<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[11],"tags":[276,274,25,255,26,275],"class_list":["post-2945","post","type-post","status-publish","format-standard","hentry","category-finance-investment","tag-charities","tag-charity-bank","tag-government-public-sector-journal","tag-government-and-public-sector","tag-gpsj","tag-patrick-crawford","odd"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Charity borrowing on the increase, suggesting sector\u2019s confidence is growing - Government &amp; Public Sector Journal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gpsj.co.uk\/?p=2945\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Charity borrowing on the increase, suggesting sector\u2019s confidence is growing - Government &amp; Public Sector Journal\" \/>\n<meta property=\"og:description\" content=\"Patrick Crawford, CEO, Charity Bank The value of loans approved by Charity Bank for charities and other social sector organisations almost doubled in the first half of 2014 compared to the same period last year. Over the first six months of this year, Charity Bank approved loans worth \u00a311 million compared to \u00a36 Continue reading Charity borrowing on the increase, suggesting sector\u2019s confidence is growing\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gpsj.co.uk\/?p=2945\" \/>\n<meta property=\"og:site_name\" content=\"Government &amp; Public Sector Journal\" \/>\n<meta property=\"article:published_time\" content=\"2014-07-22T13:39:05+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.gpsj.co.uk\/wp-content\/uploads\/2014\/07\/Patrick-Crawford-CEO-Charity-Bank-low-res-200x300.jpg\" \/>\n<meta name=\"author\" content=\"The GPSJ Team\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"The GPSJ Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/?p=2945#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/?p=2945\"},\"author\":{\"name\":\"The GPSJ Team\",\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/#\\\/schema\\\/person\\\/d54386f99736367ec2789825fed93b4a\"},\"headline\":\"Charity borrowing on the increase, suggesting sector\u2019s confidence is growing\",\"datePublished\":\"2014-07-22T13:39:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/?p=2945\"},\"wordCount\":206,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/?p=2945#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.gpsj.co.uk\\\/wp-content\\\/uploads\\\/2014\\\/07\\\/Patrick-Crawford-CEO-Charity-Bank-low-res-200x300.jpg\",\"keywords\":[\"Charities\",\"Charity Bank\",\"Government &amp; Public Sector Journal\",\"Government and public sector\",\"GPSJ\",\"Patrick Crawford\"],\"articleSection\":[\"Finance &amp; Investment\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.gpsj.co.uk\\\/?p=2945#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/?p=2945\",\"url\":\"https:\\\/\\\/www.gpsj.co.uk\\\/?p=2945\",\"name\":\"Charity borrowing on the increase, suggesting sector\u2019s confidence is growing - Government &amp; Public Sector Journal\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/?p=2945#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/?p=2945#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.gpsj.co.uk\\\/wp-content\\\/uploads\\\/2014\\\/07\\\/Patrick-Crawford-CEO-Charity-Bank-low-res-200x300.jpg\",\"datePublished\":\"2014-07-22T13:39:05+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/#\\\/schema\\\/person\\\/d54386f99736367ec2789825fed93b4a\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/?p=2945#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.gpsj.co.uk\\\/?p=2945\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/?p=2945#primaryimage\",\"url\":\"https:\\\/\\\/www.gpsj.co.uk\\\/wp-content\\\/uploads\\\/2014\\\/07\\\/Patrick-Crawford-CEO-Charity-Bank-low-res.jpg\",\"contentUrl\":\"https:\\\/\\\/www.gpsj.co.uk\\\/wp-content\\\/uploads\\\/2014\\\/07\\\/Patrick-Crawford-CEO-Charity-Bank-low-res.jpg\",\"width\":1575,\"height\":2362,\"caption\":\"Patrick Crawford, CEO, Charity Bank\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/?p=2945#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.gpsj.co.uk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Charity borrowing on the increase, suggesting sector\u2019s confidence is growing\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/#website\",\"url\":\"https:\\\/\\\/www.gpsj.co.uk\\\/\",\"name\":\"Government &amp; Public Sector Journal\",\"description\":\"Public Sector, Government, business, stories and news along with latest developments, research, thought leadership, strategy, policy and insights\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.gpsj.co.uk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.gpsj.co.uk\\\/#\\\/schema\\\/person\\\/d54386f99736367ec2789825fed93b4a\",\"name\":\"The GPSJ Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/13cdd73dc4abbd6e05b80a0562c7c553a9104ad2e5e96ee20afca2c462894143?s=96&d=blank&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/13cdd73dc4abbd6e05b80a0562c7c553a9104ad2e5e96ee20afca2c462894143?s=96&d=blank&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/13cdd73dc4abbd6e05b80a0562c7c553a9104ad2e5e96ee20afca2c462894143?s=96&d=blank&r=g\",\"caption\":\"The GPSJ Team\"},\"sameAs\":[\"http:\\\/\\\/gpsj.co.uk\"],\"url\":\"https:\\\/\\\/www.gpsj.co.uk\\\/?author=3\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Charity borrowing on the increase, suggesting sector\u2019s confidence is growing - Government &amp; Public Sector Journal","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gpsj.co.uk\/?p=2945","og_locale":"en_GB","og_type":"article","og_title":"Charity borrowing on the increase, suggesting sector\u2019s confidence is growing - Government &amp; Public Sector Journal","og_description":"Patrick Crawford, CEO, Charity Bank The value of loans approved by Charity Bank for charities and other social sector organisations almost doubled in the first half of 2014 compared to the same period last year. Over the first six months of this year, Charity Bank approved loans worth \u00a311 million compared to \u00a36 Continue reading Charity borrowing on the increase, suggesting sector\u2019s confidence is growing","og_url":"https:\/\/www.gpsj.co.uk\/?p=2945","og_site_name":"Government &amp; Public Sector Journal","article_published_time":"2014-07-22T13:39:05+00:00","og_image":[{"url":"http:\/\/www.gpsj.co.uk\/wp-content\/uploads\/2014\/07\/Patrick-Crawford-CEO-Charity-Bank-low-res-200x300.jpg","type":"","width":"","height":""}],"author":"The GPSJ Team","twitter_card":"summary_large_image","twitter_misc":{"Written by":"The GPSJ Team","Estimated reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.gpsj.co.uk\/?p=2945#article","isPartOf":{"@id":"https:\/\/www.gpsj.co.uk\/?p=2945"},"author":{"name":"The GPSJ Team","@id":"https:\/\/www.gpsj.co.uk\/#\/schema\/person\/d54386f99736367ec2789825fed93b4a"},"headline":"Charity borrowing on the increase, suggesting sector\u2019s confidence is growing","datePublished":"2014-07-22T13:39:05+00:00","mainEntityOfPage":{"@id":"https:\/\/www.gpsj.co.uk\/?p=2945"},"wordCount":206,"commentCount":0,"image":{"@id":"https:\/\/www.gpsj.co.uk\/?p=2945#primaryimage"},"thumbnailUrl":"http:\/\/www.gpsj.co.uk\/wp-content\/uploads\/2014\/07\/Patrick-Crawford-CEO-Charity-Bank-low-res-200x300.jpg","keywords":["Charities","Charity Bank","Government &amp; Public Sector Journal","Government and public sector","GPSJ","Patrick Crawford"],"articleSection":["Finance &amp; Investment"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.gpsj.co.uk\/?p=2945#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.gpsj.co.uk\/?p=2945","url":"https:\/\/www.gpsj.co.uk\/?p=2945","name":"Charity borrowing on the increase, suggesting sector\u2019s confidence is growing - Government &amp; Public Sector Journal","isPartOf":{"@id":"https:\/\/www.gpsj.co.uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.gpsj.co.uk\/?p=2945#primaryimage"},"image":{"@id":"https:\/\/www.gpsj.co.uk\/?p=2945#primaryimage"},"thumbnailUrl":"http:\/\/www.gpsj.co.uk\/wp-content\/uploads\/2014\/07\/Patrick-Crawford-CEO-Charity-Bank-low-res-200x300.jpg","datePublished":"2014-07-22T13:39:05+00:00","author":{"@id":"https:\/\/www.gpsj.co.uk\/#\/schema\/person\/d54386f99736367ec2789825fed93b4a"},"breadcrumb":{"@id":"https:\/\/www.gpsj.co.uk\/?p=2945#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gpsj.co.uk\/?p=2945"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.gpsj.co.uk\/?p=2945#primaryimage","url":"https:\/\/www.gpsj.co.uk\/wp-content\/uploads\/2014\/07\/Patrick-Crawford-CEO-Charity-Bank-low-res.jpg","contentUrl":"https:\/\/www.gpsj.co.uk\/wp-content\/uploads\/2014\/07\/Patrick-Crawford-CEO-Charity-Bank-low-res.jpg","width":1575,"height":2362,"caption":"Patrick Crawford, CEO, Charity Bank"},{"@type":"BreadcrumbList","@id":"https:\/\/www.gpsj.co.uk\/?p=2945#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.gpsj.co.uk\/"},{"@type":"ListItem","position":2,"name":"Charity borrowing on the increase, suggesting sector\u2019s confidence is growing"}]},{"@type":"WebSite","@id":"https:\/\/www.gpsj.co.uk\/#website","url":"https:\/\/www.gpsj.co.uk\/","name":"Government &amp; Public Sector Journal","description":"Public Sector, Government, business, stories and news along with latest developments, research, thought leadership, strategy, policy and insights","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gpsj.co.uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Person","@id":"https:\/\/www.gpsj.co.uk\/#\/schema\/person\/d54386f99736367ec2789825fed93b4a","name":"The GPSJ Team","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/secure.gravatar.com\/avatar\/13cdd73dc4abbd6e05b80a0562c7c553a9104ad2e5e96ee20afca2c462894143?s=96&d=blank&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/13cdd73dc4abbd6e05b80a0562c7c553a9104ad2e5e96ee20afca2c462894143?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/13cdd73dc4abbd6e05b80a0562c7c553a9104ad2e5e96ee20afca2c462894143?s=96&d=blank&r=g","caption":"The GPSJ Team"},"sameAs":["http:\/\/gpsj.co.uk"],"url":"https:\/\/www.gpsj.co.uk\/?author=3"}]}},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.gpsj.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/2945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gpsj.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gpsj.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gpsj.co.uk\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gpsj.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2945"}],"version-history":[{"count":1,"href":"https:\/\/www.gpsj.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/2945\/revisions"}],"predecessor-version":[{"id":2947,"href":"https:\/\/www.gpsj.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/2945\/revisions\/2947"}],"wp:attachment":[{"href":"https:\/\/www.gpsj.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gpsj.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gpsj.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}